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There are many factors that influence the size of a secondhand cars insurance premium but few are more important than the vehicle itself. British drivers looking to buy a second hand car over the next year are likely to face a number of budgetary constraints in these tough economic times, so considering all vehicle costs before buying including tax and insurance is vital. Now a car insurance provider has revealed its top ten cheapest secondhand cars to insure in the UK.

Topping the list of secondhand cars is the Smart Pure for which average premiums are just 350.84 pounds. Indeed smaller cars with low performance engines dominate the list the Fiat Seicento, Skoda Fabia, Toyota Aygo, Nissan Micra, Citroen C1, Renault Clio, Suzuki Wagon R, Volkswagen Fox Urban and Peugeot 107 complete the top ten. Buying a second hand car will usually allow you to earn cheaper secondhand cars insurance because the value of the vehicle greatly depreciates over the first three years and the cost of a replacement follows suit.

Of course while the type of vehicle you buy is an important consideration, it is also crucial to gather as many secondhand cars insurance quotes as you can as the differences between premiums from one insurer to another can be astronomic. For example a man aged 32 living in Birmingham with one speeding conviction could pick up a premium on a Volvo V70 T S for as little as 581.95 pounds through swiftcover.com and yet would pay 1,420.91 pounds a year to insure the same car with LV, according to the research. Therefore it is crucial to do a research before going for secondhand cars.

The Kelly Blue Book and Edmunds tell how many secondhand cars on the road are selling for today. The books and Web sites are well organized and easy to use. You start with the make of car you are interested in. You choose the kind of secondhand cars next. Then you select whether it is an XL, L, S or whatever, the condition, year and several other details of the secondhand cars like that.

secondhand cars
secondhand cars
secondhand cars
secondhand cars
secondhand cars